Compare towns

Chaplin vs Gardner vs Sterling vs Franklin

Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..

What stands out worked out from the figures below

Chaplin has the most people working from home (18.1%).
Gardner has the most renters (41.1% rent).
Sterling has the youngest population (median age 39.4).
Franklin has the most kids (27.2% under 18).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureChaplinGardnerSterlingFranklin
People
Population
2,070
21,148Highest
3,629
2,004Lowest
Growth since 20102010 → 2020 census —
+5.2%
U.S.: +7.4%
— —
Median age
43.7±4.8Highest
12% above U.S.
43.7±2.3Highest
12% above U.S.
39.4±5.9Lowest
about the U.S. average
40.3±4.3
4% above U.S.
Kids under 18
15.7%±4.2Lowest
U.S.: 22%
18.3%±2.3
U.S.: 22%
22.8%±5.9
U.S.: 22%
27.2%±5.9Highest
U.S.: 22%
Franklin and Sterling are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
20.9%±4.4Highest
U.S.: 17.2%
19.6%±2.2
U.S.: 17.2%
13%±3.8Lowest
U.S.: 17.2%
17.4%±1.9
U.S.: 17.2%
Chaplin and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
25.4%
U.S.: 35.7%
23.8%
U.S.: 35.7%
18%Lowest
U.S.: 35.7%
27.8%Highest
U.S.: 35.7%
Enrolled in collegeshare of residents
10.1%±6.2Highest
U.S.: 6.4%
4.6%±1.3
U.S.: 6.4%
3.7%±1.9Lowest
U.S.: 6.4%
4.2%±1.4
U.S.: 6.4%
Chaplin and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$97,846±$14k
21% above U.S.
$67,518±$8kLowest
16% below U.S.
$102,695±$12k
27% above U.S.
$105,000±$10kHighest
30% above U.S.
Franklin and Sterling are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$255,200±$24kLowest
23% below U.S.
$301,600±$20k
9% below U.S.
$283,400±$17k
15% below U.S.
$326,200±$20kHighest
about the U.S. average
Franklin and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,473±$275Highest
4% above U.S.
$1,109±$51
22% below U.S.
—
$767±$529Lowest
46% below U.S.
Property taxmedian, yearly
$4,524
45% above U.S.
$4,150
33% above U.S.
$4,551Highest
46% above U.S.
$3,934Lowest
26% above U.S.
Renters paying 30%+of income on rent
33.6%±27.7
U.S.: 51.1%
49.7%±8.6Highest
U.S.: 51.1%
32%±18.1
U.S.: 51.1%
19.5%±18.4Lowest
U.S.: 51.1%
Gardner and Chaplin are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
5.4%Lowest
U.S.: 12.5%
13.7%Highest
U.S.: 12.5%
8.3%
U.S.: 12.5%
8.7%
U.S.: 12.5%
Housing
Homeownersof occupied homes
82.9%
U.S.: 65.2%
58.9%Lowest
U.S.: 65.2%
81.1%
U.S.: 65.2%
84.1%Highest
U.S.: 65.2%
Typical home builtmedian year
1979
1 yr older than U.S.
1954Lowest
26 yrs older than U.S.
1988Highest
8 yrs newer than U.S.
1973
7 yrs older than U.S.
Getting to work
Average commuteone way
32 min
23% above U.S.
31 min
16% above U.S.
35 minHighest
34% above U.S.
27 minLowest
3% above U.S.
Work from home
18.1%±10Highest
U.S.: 15.1%
13.3%±3.6
U.S.: 15.1%
11.6%±6.4
U.S.: 15.1%
6.8%±2.4Lowest
U.S.: 15.1%
Chaplin and Gardner are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading — #273 of 282 in MA #119 of 149 in CT —
School district Chaplin School District · Regional School District 11 Gardner Sterling School District Franklin School District
High school in town Parish Hill High School Gardner High None in town None in town
Students per teacherat that high school
7.5Lowest
13.5Highest
— —
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U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.