Compare towns
Cavendish vs Jay vs Ludlow
Cost, people, housing, commute and schools, side by side, each benchmarked against Vermont.
What stands out worked out from the figures below
Cavendish has the most kids (18.3% under 18).
Jay has the most people working from home (27.3%).
Ludlow has grown the fastest since 2010 (+10.6%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Cavendish | Jay | Ludlow |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 1,242 |
471Lowest |
1,990Highest |
| Growth since 20102010 → 2020 census | +1.8%Lowest VT: +2.8% |
+5.8% VT: +2.8% |
+10.6%Highest VT: +2.8% |
| Median age | 45.2±5.9Lowest 5% above VT |
52.1±10.5 21% above VT |
52.2±6.2Highest 21% above VT |
| Ludlow and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 18.3%±4.8Highest VT: 17.9% |
14.2%±7.3 VT: 17.9% |
14.1%±6Lowest VT: 17.9% |
| Cavendish and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 23.6%±2 VT: 21.4% |
15.5%±6.3Lowest VT: 21.4% |
31.1%±2Highest VT: 21.4% |
| Bachelor’s degree+adults 25+ | 39.3%Lowest VT: 43.8% |
45.1%Highest VT: 43.8% |
45.1%Highest VT: 43.8% |
| Enrolled in collegeshare of residents | 4.3%±1.9 VT: 7% |
1.9%±2.5Lowest VT: 7% |
5.8%±6.4Highest VT: 7% |
| Ludlow and Cavendish are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $89,063±$29kHighest 10% above VT |
$74,792±$25k 8% below VT |
$54,885±$14kLowest 32% below VT |
| Cavendish and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $285,100±$40k 10% below VT |
$234,200±$45kLowest 26% below VT |
$370,200±$46kHighest 17% above VT |
| Ludlow and Cavendish are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,000±$546Lowest 19% below VT |
— | $1,112±$151Highest 10% below VT |
| Ludlow and Cavendish are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,948 22% below VT |
$3,588Lowest 29% below VT |
$4,890Highest about the VT average |
| Renters paying 30%+of income on rent | 28.9%±27Lowest VT: 48.4% |
40%±100 VT: 48.4% |
45.2%±25.2Highest VT: 48.4% |
| Ludlow and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.3% VT: 10.1% |
8.7%Highest VT: 10.1% |
5.6%Lowest VT: 10.1% |
| Housing | |||
| Homeownersof occupied homes | 81.3% VT: 73.2% |
97%Highest VT: 73.2% |
71.9%Lowest VT: 73.2% |
| Typical home builtmedian year | 1968Lowest 8 yrs older than VT |
2001Highest 25 yrs newer than VT |
1982 6 yrs newer than VT |
| Getting to work | |||
| Average commuteone way | 19 minLowest 21% below VT |
40 minHighest 69% above VT |
20 min 14% below VT |
| Work from home | 18.5%±6.6Lowest VT: 16.9% |
27.3%±13.7Highest VT: 16.9% |
21.3%±5.2 VT: 16.9% |
| Jay and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| School district | Green Mountain Unified School District #77 | Jay/Westfield Joint Elementary School District | Ludlow Mt. Holly Unified Union School District #83 |
| High school in town | None in town | None in town | None in town |
| On TownTapestry | |||
| Old photos in History | 6 photos → | None yet | None yet |
VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

