What stands out worked out from the figures below

Cato has the most kids (23.7% under 18).

Farnham has the most people working from home (8.5%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Cato	Farnham
People
Population	515Highest	435Lowest
Growth since 20102010 → 2020 census	-2.8% NY: +4.2%	—
Median age	40.2±7.4Lowest about the NY average	43.3±4.5Highest 9% above NY
	Farnham and Cato are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	23.7%±4Highest NY: 20.5%	18.4%±5.8Lowest NY: 20.5%
	Cato and Farnham are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	17.5%±5.4Highest NY: 17.9%	16.6%±6.8Lowest NY: 17.9%
	Cato and Farnham are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	14.5%Highest NY: 40.2%	12.9%Lowest NY: 40.2%
Enrolled in collegeshare of residents	5.8%±4.4Highest NY: 7%	3.9%±7.7Lowest NY: 7%
	Cato and Farnham are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$82,292±$19kLowest 4% below NY	$97,857±$44kHighest 14% above NY
	Farnham and Cato are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$163,300±$19kHighest 61% below NY	$134,400±$54kLowest 68% below NY
	Cato and Farnham are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$695±$678Lowest 57% below NY	$1,057±$355Highest 35% below NY
	Farnham and Cato are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,125Lowest 53% below NY	$3,734Highest 43% below NY
Renters paying 30%+of income on rent	30.2%±53Lowest NY: 52.1%	60%±37.3Highest NY: 52.1%
	Farnham and Cato are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	9.5%Lowest NY: 14%	16%Highest NY: 14%
Housing
Homeownersof occupied homes	79%Highest NY: 54.3%	73.8%Lowest NY: 54.3%
Typical home builtmedian year	1938 21 yrs older than NY	1938 21 yrs older than NY
Getting to work
Average commuteone way	26 minLowest 21% below NY	28 minHighest 14% below NY
Work from home	6.8%±5.6Lowest NY: 14.9%	8.5%±6.5Highest NY: 14.9%
	Farnham and Cato are within the Census margin of error here, so we can’t say which is really higher.
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.