Compare towns
Carthage vs Holland vs Java vs Cobleskill
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Carthage has the most kids (31.5% under 18).
Holland has the most expensive homes ($265k median).
Java has the highest household income ($95k).
Cobleskill has the most people working from home (12.1%).
Cobleskill is a college town. 25.3% of residents are enrolled in college, which pulls its median age, poverty rate and renter figures away from what a year-round family would see.
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Carthage | Holland | Java | Cobleskill |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 3,510 |
3,266 |
2,049Lowest |
4,682Highest |
| Growth since 20102010 → 2020 census | -13.6%Lowest NY: +4.2% |
-3.5%Highest NY: +4.2% |
-4.1% NY: +4.2% |
-10.8% NY: +4.2% |
| Median age | 27.3±5.6Lowest 31% below NY |
51.9±4.2Highest 30% above NY |
44.2±5.5 11% above NY |
30.3±5.3 24% below NY |
| Holland and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 31.5%±6.3Highest NY: 20.5% |
20%±6.7 NY: 20.5% |
20.7%±4.7 NY: 20.5% |
11.4%±3.5Lowest NY: 20.5% |
| Carthage and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 10.5%±3.6Lowest NY: 17.9% |
25.2%±5.7Highest NY: 17.9% |
19.5%±3.6 NY: 17.9% |
21.8%±5.5 NY: 17.9% |
| Holland and Cobleskill are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 21.7%Lowest NY: 40.2% |
22.3% NY: 40.2% |
24.6% NY: 40.2% |
32.6%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 4.7%±3.8 NY: 7% |
1.6%±1.9Lowest NY: 7% |
3%±2.4 NY: 7% |
25.3%±0.8Highest NY: 7% |
| Cost of living | ||||
| Household incomemedian | $58,125±$9k 32% below NY |
$66,198±$18k 23% below NY |
$95,129±$24kHighest 11% above NY |
$46,059±$8kLowest 46% below NY |
| Java and Holland are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $131,200±$22kLowest 69% below NY |
$265,000±$32kHighest 37% below NY |
$223,900±$30k 47% below NY |
$193,300±$16k 54% below NY |
| Holland and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Rentmedian gross, monthly | $913±$91Highest 44% below NY |
$768±$120Lowest 53% below NY |
$863±$419 47% below NY |
$874±$29 46% below NY |
| Carthage and Cobleskill are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $2,943Lowest 55% below NY |
$4,276 35% below NY |
$3,775 43% below NY |
$5,773Highest 12% below NY |
| Renters paying 30%+of income on rent | 37.6%±13 NY: 52.1% |
62.7%±39.2Highest NY: 52.1% |
2.5%±61.4Lowest NY: 52.1% |
44.9%±13.5 NY: 52.1% |
| Holland and Cobleskill are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 25.8%Highest NY: 14% |
6.6% NY: 14% |
3.7%Lowest NY: 14% |
16.2% NY: 14% |
| Housing | ||||
| Homeownersof occupied homes | 43.4% NY: 54.3% |
89% NY: 54.3% |
95.2%Highest NY: 54.3% |
39.1%Lowest NY: 54.3% |
| Typical home builtmedian year | 1938Lowest 21 yrs older than NY |
1969 10 yrs newer than NY |
1956 3 yrs older than NY |
1970Highest 11 yrs newer than NY |
| Getting to work | ||||
| Average commuteone way | 28 min 15% below NY |
29 minHighest 12% below NY |
27 min 17% below NY |
25 minLowest 23% below NY |
| Work from home | 2%±1.9Lowest NY: 14.9% |
3.7%±2.6 NY: 14.9% |
9%±4.4 NY: 14.9% |
12.1%±6.8Highest NY: 14.9% |
| Cobleskill and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| Public school scoresrank in state, math + reading | — | #419 of 484 in NY | — | — |
| School district | — | HOLLAND CENTRAL SCHOOL DISTRICT | — | — |
| High school in town | — | HOLLAND HIGH SCHOOL | — | — |
| Students per teacherat that high school | — | 8.0 |
— | — |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.



