Compare towns
Cambridge vs Underhill vs Waterbury
Cost, people, housing, commute and schools, side by side, each benchmarked against Vermont.
What stands out worked out from the figures below
Cambridge has the most affordable homes ($343k median).
Underhill has the most kids (27.8% under 18).
Waterbury has the most people working from home (28.3%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Cambridge | Underhill | Waterbury |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 3,767 |
3,141Lowest |
5,405Highest |
| Growth since 20102010 → 2020 census | +4.9% VT: +2.8% |
+3.7%Lowest VT: +2.8% |
+5.3%Highest VT: +2.8% |
| Median age | 37.4±1.8Lowest 13% below VT |
38.1±11.4 12% below VT |
43.2±3.7Highest about the VT average |
| Waterbury and Underhill are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 23%±4.9 VT: 17.9% |
27.8%±10.9Highest VT: 17.9% |
21.9%±4.9Lowest VT: 17.9% |
| Underhill and Cambridge are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 14.4%±3.5Lowest VT: 21.4% |
17.6%±6 VT: 21.4% |
19.8%±4.4Highest VT: 21.4% |
| Waterbury and Underhill are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 50.7% VT: 43.8% |
50.1%Lowest VT: 43.8% |
54.2%Highest VT: 43.8% |
| Enrolled in collegeshare of residents | 1.9%±1.2Lowest VT: 7% |
3.5%±2Highest VT: 7% |
3.4%±2.8 VT: 7% |
| Underhill and Waterbury are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $72,344±$19kLowest 11% below VT |
$92,267±$54k 14% above VT |
$103,917±$23kHighest 28% above VT |
| Waterbury and Underhill are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $343,000±$38kLowest 8% above VT |
$446,000±$24k 41% above VT |
$447,200±$40kHighest 41% above VT |
| Waterbury and Underhill are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,183±$66Highest 4% below VT |
— | $1,027±$535Lowest 17% below VT |
| Cambridge and Waterbury are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,910Lowest about the VT average |
$6,697Highest 33% above VT |
$6,435 28% above VT |
| Renters paying 30%+of income on rent | 66.6%±7.3Highest VT: 48.4% |
0%±18.2Lowest VT: 48.4% |
46.8%±21.7 VT: 48.4% |
| Cambridge and Waterbury are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.7% VT: 10.1% |
6.4%Lowest VT: 10.1% |
7.9%Highest VT: 10.1% |
| Housing | |||
| Homeownersof occupied homes | 70.3%Lowest VT: 73.2% |
79.8%Highest VT: 73.2% |
70.6% VT: 73.2% |
| Typical home builtmedian year | 1985Highest 9 yrs newer than VT |
1979Lowest 3 yrs newer than VT |
1983 7 yrs newer than VT |
| Getting to work | |||
| Average commuteone way | 32 min 38% above VT |
33 minHighest 39% above VT |
30 minLowest 28% above VT |
| Work from home | 9.9%±4.1Lowest VT: 16.9% |
19.4%±11.3 VT: 16.9% |
28.3%±6.8Highest VT: 16.9% |
| Waterbury and Underhill are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #25 of 70 in VT | #2 of 70 in VT | #20 of 70 in VT |
| School district | Cambridge School District | Mount Mansfield Unified Union School District #401 | Harwood Unified Union School District #60 |
| High school in town | None in town | None in town | None in town |
| On TownTapestry | |||
| Old photos in Our Story | None yet | None yet | None yet |
VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.