Compare towns
Bellmont vs Java vs Seneca vs Fine
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Bellmont has the most renters (15.8% rent).
Java has the most expensive homes ($224k median).
Seneca has grown the fastest since 2010 (-2.8%).
Fine has the most affordable homes ($87k median).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Bellmont | Java | Seneca | Fine |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 1,167Lowest |
2,049 |
2,622Highest |
1,284 |
| Growth since 20102010 → 2020 census | -7.5% NY: +4.2% |
-4.1% NY: +4.2% |
-2.8%Highest NY: +4.2% |
-13.8%Lowest NY: +4.2% |
| Median age | 54.6±2.7 37% above NY |
44.2±5.5Lowest 11% above NY |
44.5±6.2 12% above NY |
56.3±4.1Highest 41% above NY |
| Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 15.6%±3.6Lowest NY: 20.5% |
20.7%±4.7Highest NY: 20.5% |
19.5%±3.9 NY: 20.5% |
17.1%±4.4 NY: 20.5% |
| Java and Seneca are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 28.2%±3.3 NY: 17.9% |
19.5%±3.6Lowest NY: 17.9% |
22.3%±4.5 NY: 17.9% |
30.8%±5.2Highest NY: 17.9% |
| Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 24.9%Highest NY: 40.2% |
24.6% NY: 40.2% |
22.1%Lowest NY: 40.2% |
23% NY: 40.2% |
| Enrolled in collegeshare of residents | 1%±0.7Lowest NY: 7% |
3%±2.4 NY: 7% |
2.2%±1.4 NY: 7% |
6.3%±0.8Highest NY: 7% |
| Cost of living | ||||
| Household incomemedian | $70,250±$11k 18% below NY |
$95,129±$24kHighest 11% above NY |
$90,658±$21k 5% above NY |
$59,861±$9kLowest 30% below NY |
| Java and Seneca are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $127,600±$20k 70% below NY |
$223,900±$30kHighest 47% below NY |
$192,700±$9k 55% below NY |
$86,600±$17kLowest 80% below NY |
| Java and Seneca are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Rentmedian gross, monthly | $1,131±$319 30% below NY |
$863±$419Lowest 47% below NY |
$1,549±$420Highest 4% below NY |
$1,043±$106 36% below NY |
| Seneca and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $2,156 67% below NY |
$3,775Highest 43% below NY |
$2,810 57% below NY |
$1,828Lowest 72% below NY |
| Renters paying 30%+of income on rent | 41.6%±22.2 NY: 52.1% |
2.5%±61.4Lowest NY: 52.1% |
7.2%±24.9 NY: 52.1% |
51.2%±56.1Highest NY: 52.1% |
| Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 11.1% NY: 14% |
3.7%Lowest NY: 14% |
6.2% NY: 14% |
20.2%Highest NY: 14% |
| Housing | ||||
| Homeownersof occupied homes | 84.2%Lowest NY: 54.3% |
95.2%Highest NY: 54.3% |
91.6% NY: 54.3% |
88.3% NY: 54.3% |
| Typical home builtmedian year | 1962Highest 3 yrs newer than NY |
1956 3 yrs older than NY |
1945Lowest 14 yrs older than NY |
1959 same as NY |
| Getting to work | ||||
| Average commuteone way | 25 min 23% below NY |
27 minHighest 17% below NY |
27 min 17% below NY |
23 minLowest 30% below NY |
| Work from home | 4.5%±2.4Lowest NY: 14.9% |
9%±4.4 NY: 14.9% |
10.9%±3.6 NY: 14.9% |
13.7%±9.5Highest NY: 14.9% |
| Fine and Seneca are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| School district | — | — | — | CLIFTON-FINE CENTRAL SCHOOL DISTRICT |
| High school in town | — | — | — | CLIFTON-FINE JUNIOR-SENIOR HIGH SCHOOL |
| Students per teacherat that high school | — | — | — | 5.4 |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.


