Compare towns
Bellmont vs Java vs Malone vs Fine
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Java has the most expensive homes ($224k median).
Malone has the shortest commute (15 min average).
Fine has the most people working from home (13.7%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Bellmont | Java | Malone | Fine |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 1,167Lowest |
2,049 |
11,673Highest |
1,284 |
| Growth since 20102010 → 2020 census | -7.5% NY: +4.2% |
-4.1%Highest NY: +4.2% |
-14.5%Lowest NY: +4.2% |
-13.8% NY: +4.2% |
| Median age | 54.6±2.7 37% above NY |
44.2±5.5 11% above NY |
42±1.8Lowest 6% above NY |
56.3±4.1Highest 41% above NY |
| Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 15.6%±3.6 NY: 20.5% |
20.7%±4.7Highest NY: 20.5% |
15.5%±2.4Lowest NY: 20.5% |
17.1%±4.4 NY: 20.5% |
| Java and Fine are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 28.2%±3.3 NY: 17.9% |
19.5%±3.6 NY: 17.9% |
15.6%±2.4Lowest NY: 17.9% |
30.8%±5.2Highest NY: 17.9% |
| Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 24.9%Highest NY: 40.2% |
24.6% NY: 40.2% |
20.2%Lowest NY: 40.2% |
23% NY: 40.2% |
| Enrolled in collegeshare of residents | 1%±0.7Lowest NY: 7% |
3%±2.4 NY: 7% |
2.1%±0.9 NY: 7% |
6.3%±0.8Highest NY: 7% |
| Cost of living | ||||
| Household incomemedian | $70,250±$11k 18% below NY |
$95,129±$24kHighest 11% above NY |
$67,969±$12k 21% below NY |
$59,861±$9kLowest 30% below NY |
| Java and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $127,600±$20k 70% below NY |
$223,900±$30kHighest 47% below NY |
$134,900±$21k 68% below NY |
$86,600±$17kLowest 80% below NY |
| Rentmedian gross, monthly | $1,131±$319Highest 30% below NY |
$863±$419 47% below NY |
$852±$35Lowest 47% below NY |
$1,043±$106 36% below NY |
| Bellmont and Fine are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $2,156 67% below NY |
$3,775Highest 43% below NY |
$2,848 57% below NY |
$1,828Lowest 72% below NY |
| Renters paying 30%+of income on rent | 41.6%±22.2 NY: 52.1% |
2.5%±61.4Lowest NY: 52.1% |
32%±12.9 NY: 52.1% |
51.2%±56.1Highest NY: 52.1% |
| Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 11.1% NY: 14% |
3.7%Lowest NY: 14% |
17.5% NY: 14% |
20.2%Highest NY: 14% |
| Housing | ||||
| Homeownersof occupied homes | 84.2% NY: 54.3% |
95.2%Highest NY: 54.3% |
64.2%Lowest NY: 54.3% |
88.3% NY: 54.3% |
| Typical home builtmedian year | 1962Highest 3 yrs newer than NY |
1956 3 yrs older than NY |
1949Lowest 10 yrs older than NY |
1959 same as NY |
| Getting to work | ||||
| Average commuteone way | 25 min 23% below NY |
27 minHighest 17% below NY |
15 minLowest 54% below NY |
23 min 30% below NY |
| Work from home | 4.5%±2.4Lowest NY: 14.9% |
9%±4.4 NY: 14.9% |
5.1%±2.5 NY: 14.9% |
13.7%±9.5Highest NY: 14.9% |
| Fine and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| Public school scoresrank in state, math + reading | — | — | #444 of 484 in NY | — |
| School district | — | — | MALONE CENTRAL SCHOOL DISTRICT | CLIFTON-FINE CENTRAL SCHOOL DISTRICT |
| High school in town | — | — | FRANKLIN ACADEMY HIGH SCHOOL | CLIFTON-FINE JUNIOR-SENIOR HIGH SCHOOL |
| Students per teacherat that high school | — | — | 10.1Highest |
5.4Lowest |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.