What stands out worked out from the figures below

Bellmont has the most expensive homes ($128k median).

Fine has the most people working from home (13.7%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Bellmont	Fine
People
Population	1,167Lowest	1,284Highest
Growth since 20102010 → 2020 census	-7.5%Highest NY: +4.2%	-13.8%Lowest NY: +4.2%
Median age	54.6±2.7Lowest 37% above NY	56.3±4.1Highest 41% above NY
	Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	15.6%±3.6Lowest NY: 20.5%	17.1%±4.4Highest NY: 20.5%
	Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	28.2%±3.3Lowest NY: 17.9%	30.8%±5.2Highest NY: 17.9%
	Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	24.9%Highest NY: 40.2%	23%Lowest NY: 40.2%
Enrolled in collegeshare of residents	1%±0.7Lowest NY: 7%	6.3%±0.8Highest NY: 7%
Cost of living
Household incomemedian	$70,250±$11kHighest 18% below NY	$59,861±$9kLowest 30% below NY
	Bellmont and Fine are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$127,600±$20kHighest 70% below NY	$86,600±$17kLowest 80% below NY
Rentmedian gross, monthly	$1,131±$319Highest 30% below NY	$1,043±$106Lowest 36% below NY
	Bellmont and Fine are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$2,156Highest 67% below NY	$1,828Lowest 72% below NY
Renters paying 30%+of income on rent	41.6%±22.2Lowest NY: 52.1%	51.2%±56.1Highest NY: 52.1%
	Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	11.1%Lowest NY: 14%	20.2%Highest NY: 14%
Housing
Homeownersof occupied homes	84.2%Lowest NY: 54.3%	88.3%Highest NY: 54.3%
Typical home builtmedian year	1962Highest 3 yrs newer than NY	1959Lowest same as NY
Getting to work
Average commuteone way	25 minHighest 23% below NY	23 minLowest 30% below NY
Work from home	4.5%±2.4Lowest NY: 14.9%	13.7%±9.5Highest NY: 14.9%
	Fine and Bellmont are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	—	CLIFTON-FINE CENTRAL SCHOOL DISTRICT
High school in town	—	CLIFTON-FINE JUNIOR-SENIOR HIGH SCHOOL
Students per teacherat that high school	—	5.4
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.