Compare towns

Belchertown vs Maynard vs Ware vs Ludlow

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Belchertown has the most homeowners (87.1%).
Maynard has the most people working from home (22.9%).
Ware has the most affordable homes ($290k median).
Ludlow has the shortest commute (20 min average).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureBelchertownMaynardWareLudlow
People
Population
15,393
10,712
10,048Lowest
20,904Highest
Growth since 20102010 → 2020 census
+4.8%
MA: +7.4%
+6.3%Highest
MA: +7.4%
+2%
MA: +7.4%
-0.5%Lowest
MA: +7.4%
Median age
43.9±1.6
10% above MA
45.3±4.3Highest
13% above MA
43.1±4.7Lowest
8% above MA
44.3±1.8
11% above MA
Maynard and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
19.5%±2.9Highest
MA: 19.4%
16.9%±4.3
MA: 19.4%
19.1%±3.5
MA: 19.4%
16.4%±2.4Lowest
MA: 19.4%
Belchertown and Ware are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
21%±2.4
MA: 17.9%
18.2%±3.3Lowest
MA: 17.9%
20.6%±3.4
MA: 17.9%
21.8%±2.5Highest
MA: 17.9%
Ludlow and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
47.3%
MA: 47.3%
64.2%Highest
MA: 47.3%
24%Lowest
MA: 47.3%
27%
MA: 47.3%
Enrolled in collegeshare of residents
6.7%±1.8Highest
MA: 7.9%
3.5%±1.5Lowest
MA: 7.9%
4.4%±2.2
MA: 7.9%
5.2%±1.7
MA: 7.9%
Belchertown and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$108,068±$15k
4% above MA
$124,067±$16kHighest
19% above MA
$67,475±$15kLowest
35% below MA
$84,838±$7k
18% below MA
Maynard and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$371,300±$12k
34% below MA
$527,400±$31kHighest
6% below MA
$289,700±$28kLowest
48% below MA
$335,300±$10k
40% below MA
Rentmedian gross, monthly
$1,292±$230
27% below MA
$1,800±$148Highest
about the MA average
$1,043±$109Lowest
41% below MA
$1,223±$82
31% below MA
Property taxmedian, yearly
$5,810
3% below MA
$8,266Highest
38% above MA
$4,237Lowest
29% below MA
$4,918
18% below MA
Renters paying 30%+of income on rent
57.4%±21.8
MA: 51.8%
44.9%±9.6Lowest
MA: 51.8%
64.3%±16.2Highest
MA: 51.8%
50.7%±9.5
MA: 51.8%
Ware and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
8.5%
MA: 10%
8.3%
MA: 10%
11.8%Highest
MA: 10%
6.8%Lowest
MA: 10%
Housing
Homeownersof occupied homes
87.1%Highest
MA: 62.5%
75%
MA: 62.5%
72.3%Lowest
MA: 62.5%
77.5%
MA: 62.5%
Typical home builtmedian year
1984Highest
20 yrs newer than MA
1963
1 yr older than MA
1960Lowest
4 yrs older than MA
1964
same as MA
Getting to work
Average commuteone way
29 min
about the MA average
32 minHighest
9% above MA
28 min
about the MA average
20 minLowest
31% below MA
Work from home
14%±3.3
MA: 18.6%
22.9%±7.7Highest
MA: 18.6%
12.3%±3.8Lowest
MA: 18.6%
14%±3.4
MA: 18.6%
Maynard and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #168 of 282 in MA #166 of 282 in MA #267 of 282 in MA #154 of 282 in MA
School district Belchertown — Ware Ludlow
High school in town Belchertown High — Ware Junior/Senior High School Ludlow Senior High
Students per teacherat that high school
11.9Highest
—
11.1Lowest
11.1Lowest
On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.