A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Bay View$1,110/mo

Typical home $180K (Zillow) · tax rate 1.12% · or rent about $866/mo · Housing →

Emerald Township$1,130/mo

Typical home $188K (Census) · tax rate 0.89% · Housing →

Within $50 a month of each other.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

Bay ViewEmerald Township

Snow a year33″24″

January low19°F 18°F

July high83°F 85°F

Growing season (days)183d 183d

Hazard risk (U.S. pctl)26th 51st

Outdoors & history

Bay ViewEmerald Township

Trails—4 mi

Conserved land—0%

Community

Bay ViewEmerald Township

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

90 miles apart

Straight-line miles between town centers.

Bay ViewOH Emerald TownshipPaulding County

Bay View ↔ Emerald Township90 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Ohio average

Bay ViewEmerald Township

People

Population 622Highest 453Lowest

Growth since 20102010 → 2020 census -3.8%Lowest OH: +2.3% -3%Highest OH: +2.3%

Median age 55.3±7.2Highest 39% above OH 54.3±12.5Lowest 37% above OH

Bay View and Emerald Township are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 12.5%±4.9Lowest OH: 22% 15.9%±11.4Highest OH: 22%

Emerald Township and Bay View are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 28.3%±4.9Highest OH: 18.3% 20.8%±8.2Lowest OH: 18.3%

Bay View and Emerald Township are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 26.2%Lowest OH: 31.5% 35.2%Highest OH: 31.5%

Enrolled in collegeshare of residents 6.9%±4.7Highest OH: 5.6% 2.4%±4.6Lowest OH: 5.6%

Bay View and Emerald Township are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $79,792±$23kLowest 12% above OH $93,591±$7kHighest 31% above OH

Emerald Township and Bay View are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $169,300±$19kLowest 21% below OH $188,400±$53kHighest 12% below OH

Emerald Township and Bay View are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $866±$47 16% below OH —

Property taxmedian, yearly $1,892Highest 33% below OH $1,677Lowest 41% below OH

Renters paying 30%+of income on rent 6.9%±79.3Lowest OH: 45.9% 100%±96.8Highest OH: 45.9%

Emerald Township and Bay View are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 4.5%Lowest OH: 13.3% 4.6%Highest OH: 13.3%

Housing

Homeownersof occupied homes 88.6%Lowest OH: 67.2% 91.3%Highest OH: 67.2%

Typical home builtmedian year 1962Lowest 8 yrs older than OH 1977Highest 7 yrs newer than OH

Getting to work

Average commuteone way 20 minLowest 17% below OH 22 minHighest 4% below OH

Work from home 4.5%±3.5Highest OH: 13% 0%±5Lowest OH: 13%

Bay View and Emerald Township are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0.7%Highest 0.5%Lowest

Typical commute distancemedian, straight-line 14.3 miHighest 13.8 miLowest

Jobs per working residentover 1.5 = a job hub 0.08Highest 0.03Lowest

Top workplaceoutside town Sandusky (14%)Defiance (16%)

Between these townsresidents who work in the others Few work in Emerald TownshipFew work in Bay View

Outdoors

Conserved landshare of the town 4.7%Highest 0%Lowest

Trailsmapped miles 0.0 miLowest 3.5 miHighest

Trail densitymiles per sq mi 0.0 miLowest 0.1 miHighest

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 241Highest 2.2Lowest

Ohio average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Bay View neighborsTown Square →

Your question goes to Bay View’s Town Square.

Emerald Township neighborsTown Square →

Your question goes to Emerald Township’s Town Square.

Add a town

Set another town beside Bay View and Emerald Township

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Towns like Bay View

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Columbia Township689 people · $190K homes

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Warren Township827 people · $173K homes

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Chippewa Lake638 people · $181K homes

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Athens Township464 people · $196K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Bay View vs Emerald Township

Two towns, two different strengths

Where they differ most

A typical home costs about the same each month

What daily life feels like in each

90 miles apart

What matters to you?

Ask the people who live there

Set another town beside Bay View and Emerald Township

Towns like Bay View

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