A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Barclay$2,570/mo

Typical home $430K (Zillow) · tax rate 0.89% · or rent about $1,650/mo · Housing →

Accident$1,940/mo

Typical home $314K (Zillow) · tax rate 1.13% · Housing →

The difference: $630 a month, about $7,500 a year, between Barclay and Accident.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

Accident gets 88 more inches of snow a year

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

BarclayAccident

Snow a year17″105″

January low27°F 18°F

July high87°F 81°F

Growing season (days)217d 156d

Hazard risk (U.S. pctl)5th 12th

Outdoors & history

BarclayAccident

Settled1873 1786

National Register places—1

Archive photos2 3

Community

BarclayAccident

Library hours a week—35 hrs

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

187 miles apart

Straight-line miles between town centers.

BarclayMD AccidentMD

Barclay ↔ Accident187 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Maryland average

BarclayAccident

People

Population 225Lowest 351Highest

Median age 37.9±27.7Highest 4% below MD 36.5±12Lowest 7% below MD

Barclay and Accident are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 28%±8Highest MD: 22.2% 16.8%±5Lowest MD: 22.2%

Barclay and Accident are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 16%±13.2Lowest MD: 16.7% 16.5%±7.3Highest MD: 16.7%

Accident and Barclay are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 14.2%Lowest MD: 43.4% 19.4%Highest MD: 43.4%

Enrolled in collegeshare of residents 0%±8.8Lowest MD: 6.9% 5.1%±3.6Highest MD: 6.9%

Accident and Barclay are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $66,875±$34kHighest 35% below MD $58,929±$37kLowest 43% below MD

Barclay and Accident are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $275,000±$38kHighest 35% below MD $220,300±$49kLowest 48% below MD

Barclay and Accident are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $1,650±$467 3% below MD —

Property taxmedian, yearly $2,438Lowest 40% below MD $2,481Highest 39% below MD

Renters paying 30%+of income on rent 78.6%±42.2Highest MD: 51.5% 10.7%±26.4Lowest MD: 51.5%

Barclay and Accident are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 6.7%Lowest MD: 9.4% 23.9%Highest MD: 9.4%

Housing

Homeownersof occupied homes 48.1%Lowest MD: 67.6% 52.5%Highest MD: 67.6%

Typical home builtmedian year 1986Highest 7 yrs newer than MD 1981Lowest 2 yrs newer than MD

Getting to work

Average commuteone way 31 minHighest about the MD average 17 minLowest 45% below MD

Work from home 0%±14.9Lowest MD: 19.3% 8%±7Highest MD: 19.3%

Accident and Barclay are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 1.3%Lowest 4.3%Highest

Typical commute distancemedian, straight-line 31.8 miHighest 15.3 miLowest

Jobs per working residentover 1.5 = a job hub 4.53Highest 1.52Lowest

Top workplaceoutside town Chestertown (5%)Oakland (13%)

Between these townsresidents who work in the others Few work in AccidentFew work in Barclay

Outdoors

Conserved landshare of the town 0.2%Lowest 4.7%Highest

Trailsmapped miles 0.0 miLowest 0.2 miHighest

Trail densitymiles per sq mi 0.0 miLowest 0.4 miHighest

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 15.2Lowest 62.9Highest

Maryland average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Barclay neighborsTown Square →

Your question goes to Barclay’s Town Square.

Accident neighborsTown Square →

Your question goes to Accident’s Town Square.

Add a town

Set another town beside Barclay and Accident

One tap adds it. Up to 4 towns at once.

Towns like Barclay

+ Compare

Port Deposit491 people · $279K homes

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Clear Spring342 people · $175K homes

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Sudlersville347 people · $303K homes

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Millington469 people · $232K homes

Not sure which town to add? Find your place ranks Maryland towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Barclay vs Accident

Two towns, two different strengths

Where they differ most

A typical home costs $630 more a month in Barclay

Accident gets 88 more inches of snow a year

187 miles apart

What matters to you?

Ask the people who live there

Set another town beside Barclay and Accident

Towns like Barclay

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