What stands out worked out from the figures below

Baldwin has grown the fastest since 2010 (+41.1%).

Carmel has the most people working from home (13.9%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Baldwin	Carmel
People
Population	34,994Highest	33,837Lowest
Growth since 20102010 → 2020 census	+41.1%Highest NY: +4.2%	-2.1%Lowest NY: +4.2%
Median age	41±1.1Lowest 3% above NY	44.3±1.5Highest 11% above NY
Kids under 18	21.9%±2Highest NY: 20.5%	19.3%±1.8Lowest NY: 20.5%
	Baldwin and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	17.4%±1.4Lowest NY: 17.9%	19.8%±1.7Highest NY: 17.9%
	Carmel and Baldwin are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	44.3%Highest NY: 40.2%	43.4%Lowest NY: 40.2%
Enrolled in collegeshare of residents	8.6%±1.5Highest NY: 7%	6.8%±1.5Lowest NY: 7%
	Baldwin and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$145,472±$9kHighest 69% above NY	$131,835±$10kLowest 53% above NY
	Baldwin and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$593,800±$12kHighest 40% above NY	$495,100±$17kLowest 17% above NY
Rentmedian gross, monthly	$1,890±$203Highest 17% above NY	$1,683±$148Lowest 4% above NY
	Baldwin and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$10,000+ at least 52% above NY	$10,000+ at least 52% above NY
Renters paying 30%+of income on rent	53.9%±7.3Lowest NY: 52.1%	68.1%±27.1Highest NY: 52.1%
	Carmel and Baldwin are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	6.6%Highest NY: 14%	4.4%Lowest NY: 14%
Housing
Homeownersof occupied homes	86.6%Highest NY: 54.3%	85.4%Lowest NY: 54.3%
Typical home builtmedian year	1949Lowest 10 yrs older than NY	1970Highest 11 yrs newer than NY
Getting to work
Average commuteone way	40 minLowest 21% above NY	41 minHighest 26% above NY
Work from home	10.8%±2.5Lowest NY: 14.9%	13.9%±2.9Highest NY: 14.9%
	Carmel and Baldwin are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#61 of 484 in NY
School district	—	CARMEL CENTRAL SCHOOL DISTRICT · MAHOPAC CENTRAL SCHOOL DISTRICT
High school in town	—	CARMEL HIGH SCHOOL
Students per teacherat that high school	—	12.6
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.