Compare towns

Athol vs Montgomery vs Ware vs Ludlow

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Athol has grown the fastest since 2010 (+3.1%).
Montgomery has the highest household income ($123k).
Ware has the most renters (27.7% rent).
Ludlow has the shortest commute (20 min average).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureAtholMontgomeryWareLudlow
People
Population
12,011
796Lowest
10,048
20,904Highest
Growth since 20102010 → 2020 census
+3.1%Highest
MA: +7.4%
-2.3%Lowest
MA: +7.4%
+2%
MA: +7.4%
-0.5%
MA: +7.4%
Median age
41.3±1.9Lowest
3% above MA
49.7±5.8Highest
24% above MA
43.1±4.7
8% above MA
44.3±1.8
11% above MA
Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.8%±3.2
MA: 19.4%
22%±5.8Highest
MA: 19.4%
19.1%±3.5
MA: 19.4%
16.4%±2.4Lowest
MA: 19.4%
Montgomery and Athol are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
19.3%±2.3Lowest
MA: 17.9%
24.9%±7Highest
MA: 17.9%
20.6%±3.4
MA: 17.9%
21.8%±2.5
MA: 17.9%
Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
20.4%Lowest
MA: 47.3%
38.1%Highest
MA: 47.3%
24%
MA: 47.3%
27%
MA: 47.3%
Enrolled in collegeshare of residents
3.6%±1.1Lowest
MA: 7.9%
4.3%±1.6
MA: 7.9%
4.4%±2.2
MA: 7.9%
5.2%±1.7Highest
MA: 7.9%
Ludlow and Ware are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$69,316±$5k
33% below MA
$123,000±$19kHighest
18% above MA
$67,475±$15kLowest
35% below MA
$84,838±$7k
18% below MA
Home valuemedian, owner-occupied
$268,100±$13kLowest
52% below MA
$357,500±$29kHighest
36% below MA
$289,700±$28k
48% below MA
$335,300±$10k
40% below MA
Montgomery and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,150±$182
35% below MA
—
$1,043±$109Lowest
41% below MA
$1,223±$82Highest
31% below MA
Ludlow and Athol are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$3,403Lowest
43% below MA
$4,283
29% below MA
$4,237
29% below MA
$4,918Highest
18% below MA
Renters paying 30%+of income on rent
57.5%±17.2
MA: 51.8%
50%±100Lowest
MA: 51.8%
64.3%±16.2Highest
MA: 51.8%
50.7%±9.5
MA: 51.8%
Ware and Athol are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
16.3%Highest
MA: 10%
1.5%Lowest
MA: 10%
11.8%
MA: 10%
6.8%
MA: 10%
Housing
Homeownersof occupied homes
72.4%
MA: 62.5%
96.3%Highest
MA: 62.5%
72.3%Lowest
MA: 62.5%
77.5%
MA: 62.5%
Typical home builtmedian year
1953Lowest
11 yrs older than MA
1978Highest
14 yrs newer than MA
1960
4 yrs older than MA
1964
same as MA
Getting to work
Average commuteone way
27 min
8% below MA
36 minHighest
23% above MA
28 min
about the MA average
20 minLowest
31% below MA
Work from home
10.6%±3.3
MA: 18.6%
9.4%±6Lowest
MA: 18.6%
12.3%±3.8
MA: 18.6%
14%±3.4Highest
MA: 18.6%
Ludlow and Ware are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #256 of 282 in MA — #267 of 282 in MA #154 of 282 in MA
School district Athol-Royalston — Ware Ludlow
High school in town Athol High — Ware Junior/Senior High School Ludlow Senior High
Students per teacherat that high school
11.6Highest
—
11.1Lowest
11.1Lowest
On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.