Compare towns

Andover vs Jay vs Ludlow

Cost, people, housing, commute and schools, side by side, each benchmarked against Vermont.

What stands out worked out from the figures below

Andover has the highest household income ($103k).
Jay has the most affordable homes ($234k median).
Ludlow has the shortest commute (20 min average).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureAndoverJayLudlow
People
Population
616
471Lowest
1,990Highest
Growth since 20102010 → 2020 census —
+5.8%Lowest
VT: +2.8%
+10.6%Highest
VT: +2.8%
Median age
49.2±5.1Lowest
14% above VT
52.1±10.5
21% above VT
52.2±6.2Highest
21% above VT
Ludlow and Jay are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
11.5%±4.9Lowest
VT: 17.9%
14.2%±7.3Highest
VT: 17.9%
14.1%±6
VT: 17.9%
Jay and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
22.7%±4.3
VT: 21.4%
15.5%±6.3Lowest
VT: 21.4%
31.1%±2Highest
VT: 21.4%
Bachelor’s degree+adults 25+
43.3%Lowest
VT: 43.8%
45.1%Highest
VT: 43.8%
45.1%Highest
VT: 43.8%
Enrolled in collegeshare of residents
2.8%±1.5
VT: 7%
1.9%±2.5Lowest
VT: 7%
5.8%±6.4Highest
VT: 7%
Ludlow and Andover are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$102,500±$38kHighest
26% above VT
$74,792±$25k
8% below VT
$54,885±$14kLowest
32% below VT
Andover and Jay are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$382,900±$68kHighest
21% above VT
$234,200±$45kLowest
26% below VT
$370,200±$46k
17% above VT
Andover and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,389±$364Highest
13% above VT
—
$1,112±$151Lowest
10% below VT
Andover and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$5,190Highest
about the VT average
$3,588Lowest
29% below VT
$4,890
about the VT average
Renters paying 30%+of income on rent
69.4%±47.1Highest
VT: 48.4%
40%±100Lowest
VT: 48.4%
45.2%±25.2
VT: 48.4%
Andover and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.6%Lowest
VT: 10.1%
8.7%Highest
VT: 10.1%
5.6%
VT: 10.1%
Housing
Homeownersof occupied homes
82.8%
VT: 73.2%
97%Highest
VT: 73.2%
71.9%Lowest
VT: 73.2%
Typical home builtmedian year
1980Lowest
4 yrs newer than VT
2001Highest
25 yrs newer than VT
1982
6 yrs newer than VT
Getting to work
Average commuteone way
25 min
7% above VT
40 minHighest
69% above VT
20 minLowest
14% below VT
Work from home
29.6%±12.9Highest
VT: 16.9%
27.3%±13.7
VT: 16.9%
21.3%±5.2Lowest
VT: 16.9%
Andover and Jay are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district — Jay/Westfield Joint Elementary School District Ludlow Mt. Holly Unified Union School District #83
High school in town — None in town None in town
On TownTapestry
Old photos in History None yet None yet None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.