A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Accident$1,940/mo

Typical home $314K (Zillow) · tax rate 1.13% · Housing →

Midland$680/mo

Typical home $111K (Zillow) · tax rate 1.09% · or rent about $696/mo · Housing →

The difference: $1,260 a month, about $15,100 a year, between Accident and Midland.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

Accident gets 33 more inches of snow a year

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

AccidentMidland

Snow a year105″72″

January low18°F 19°F

July high81°F 79°F

Growing season (days)156d 171d

Hazard risk (U.S. pctl)12th 42nd

Outdoors & history

AccidentMidland

Trails—0 mi

Conserved land—5.5%

Settled1786 1850

National Register places1 —

Archive photos3 4

Famous people born here—1

Community

AccidentMidland

Library hours a week35 hrs —

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

20 miles apart

Straight-line miles between town centers.

AccidentMidland

Accident ↔ Midland20 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Maryland average

AccidentMidland

People

Population 351Lowest 589Highest

Median age 36.5±12Highest 7% below MD 28.8±11.6Lowest 27% below MD

Accident and Midland are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 16.8%±5Lowest MD: 22.2% 38.4%±7Highest MD: 22.2%

Age 65+ 16.5%±7.3Highest MD: 16.7% 13.8%±5.6Lowest MD: 16.7%

Accident and Midland are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 19.4%Highest MD: 43.4% 13.3%Lowest MD: 43.4%

Enrolled in collegeshare of residents 5.1%±3.6Lowest MD: 6.9% 8.3%±5.5Highest MD: 6.9%

Midland and Accident are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $58,929±$37kLowest 43% below MD $63,906±$17kHighest 38% below MD

Midland and Accident are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $220,300±$49kHighest 48% below MD $127,500±$28kLowest 70% below MD

Rentmedian gross, monthly — $696±$62 59% below MD

Property taxmedian, yearly $2,481Highest 39% below MD $1,394Lowest 66% below MD

Renters paying 30%+of income on rent 10.7%±26.4Lowest MD: 51.5% 71%±94.9Highest MD: 51.5%

Midland and Accident are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 23.9%Highest MD: 9.4% 21.2%Lowest MD: 9.4%

Housing

Homeownersof occupied homes 52.5%Lowest MD: 67.6% 56.6%Highest MD: 67.6%

Typical home builtmedian year 1981Highest 2 yrs newer than MD 1961Lowest 18 yrs older than MD

Getting to work

Average commuteone way 17 minLowest 45% below MD 24 minHighest 23% below MD

Work from home 8%±7Highest MD: 19.3% 5.1%±4.3Lowest MD: 19.3%

Accident and Midland are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 4.3%Highest 0%Lowest

Typical commute distancemedian, straight-line 15.3 miHighest 10.8 miLowest

Jobs per working residentover 1.5 = a job hub 1.52Highest 0.07Lowest

Top workplaceoutside town Oakland (13%)Cumberland (21%)

Between these townsresidents who work in the others Few work in MidlandFew work in Accident

Outdoors

Conserved landshare of the town 4.7%Lowest 5.5%Highest

Trailsmapped miles 0.2 miHighest 0.0 miLowest

Trail densitymiles per sq mi 0.4 miHighest 0.0 miLowest

Parks & preservesnamed on the map 0Lowest 1Highest

Street connectivityintersections per sq mi, a walkability measure 62.9Lowest 128Highest

Maryland average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Accident neighborsTown Square →

Your question goes to Accident’s Town Square.

Midland neighborsTown Square →

Your question goes to Midland’s Town Square.

Add a town

Set another town beside Accident and Midland

One tap adds it. Up to 4 towns at once.

Towns like Accident

+ Compare

Barclay225 people · $275K homes

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Port Deposit491 people · $279K homes

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Clear Spring342 people · $175K homes

+ Compare

Millington469 people · $232K homes

Not sure which town to add? Find your place ranks Maryland towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Accident vs Midland

Two towns, two different strengths

Where they part ways

A typical home costs $1,260 more a month in Accident

Accident gets 33 more inches of snow a year

20 miles apart

What matters to you?

Ask the people who live there

Set another town beside Accident and Midland

Towns like Accident

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